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Refinancing Closing Costs Author David Schneider | May 23,2007 Cat wanted to reduce her monthly mortgage payments by refinancing her mortgage at a lower interest rate and for a longer term. As she prepared for closing, she tried to create an estimate of how much money she would need to cover her refinancing closing costs. Because she had used a regular first mortgage product to refinance her mortgage the lender would apply typical closing costs. Refinancing closing costs are going to depend on what type of mortgage product you use. If you are using a home equity loan, you might find a lender that offers no application fees and no closing costs. This is because there is a lot of competition for home equity loan business. However, if you use a regular first mortgage product to refinance your original mortgage, then you will be subject to normal closing costs like origination fees, lender's fees, courier fees, tax prepayment, interest prepayment, attorney fees, appraisal fees, inspection fees etc. The amount of money that you spend on refinancing closing costs not only depends on what type of mortgage you use for your refinance, but it also depends on the lender that you use. If you want to minimize the amount of closing costs that you have to pay then you really need to shop around. Fortunately, you don't have to shop alone, you can use the mortgage quote referral service offered by QutoeMatch.com. Go to QuoteMatch.com today to get all the mortgage quotes that you need to find the perfect lender for you. Print E-mail Del.icio.us Digg

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