|
Commercial Insurance Policies
Author David Schneider | Aug 29,2007
|
Commercial insurance policies are available to protect your business investment, as well as your employees. Commercial insurance policies can be purchased online, through an agent or broker. You can find several competitive offers online from high-ranking companies in the industry. Before you start, take a minute to learn about different commercial business policies.
Commercial Insurance Policies and Property Insurance
Property insurance, quite simply covers your property. Property provides protection against disaster caused to the premises. Property commercial insurance policies cover fires and other unforeseen events. Be aware that standard protection insurance may only cover the structure of your building. It's beneficial to look into the long list of supplemental commercial insurance policies available. You need to purchase additional coverage for machinery, equipment and removing debris from natural disasters. Other forms of protection include builder's risk insurance, inland marine insurance, business interruption and glass, among others.
Commercial Insurance Policies and Liability
In this day and age, when it comes to commercial insurance policies, liability insurance is a must. Liability insurance covers damages to other people, businesses and their property. With liability commercial insurance policies, you are covered for legal fees and settlement costs. Basic liability insurance will cover general damages, but there are several customized forms of liability commercial insurance that you may want to consider. Some supplemental forms of liability commercial insurance policies include malpractice insurance, errors and omissions insurance and commercial auto insurance.
Commercial Insurance Policies and Workers' Compensation
Of all forms of Commercial Insurance Policies, workers' compensation insurance may be the most important protection you provide to your employees. Worker's compensation protects your workforce and your business during injuries on-the-job. State law requires that businesses have a specific level of workers compensation coverage. Check with your state insurance board to find out requirements. |
|
|
Print
E-mail
Del.icio.us
Digg
