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Bad Credit Mortgage Loans Author David Schneider | May 23,2007 Chris was a college grad student. He had impaired his credit rating by wild spending sprees during his undergraduate education. Since then, he had worked to pay down this debt and repair his credit. However, his credit rating was still slightly under 680. Chris was offered the chance to buy a condo near the campus for a great price. He had money for the down payment, but he feared that his credit rating would kill his chance at qualifying for a mortgage. Not wanting to miss this great investment opportunity, Chris decided to apply for a couple of bad credit mortgage loans to see if he could get financing. To his surprise, he qualified for both. Now Chris had options.   Bad credit mortgage loans aren't as “bad” as they sound. In fact, lenders do not offer them to people with bad credit at all, instead lenders offer them to people who have below prime credit scores that are still in the fair category. To qualify for a bad credit mortgage, you need to meet many of the same qualification criteria that prime credit mortgages have. You need to meet a minimum credit rating, you need to provide documented proof of your income and credit history and you need to be able to cover closing costs and a down payment.   If you are interested in bad credit mortgage loans then you need to go to QuoteMatch.com. QuoteMatch.com will match you up with lenders who offer bad credit mortgage loans, and they will also match you will lenders who offer traditional loans to people with less than perfect credit. This is the day to find your mortgage. Go to QuoteMatch.com now to get your mortgage quotes. Print E-mail Del.icio.us Digg

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