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| QuoteMatch® Mortgage Licensing and Disclosure Information |
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| QuoteMatch, LLC is an electronic loan quote request
aggregator. QuoteMatch, LLC is not a Lender, auto financier or credit
card issuer, nor are we insurance brokers. QuoteMatch, LLC does not
make loans or credit decisions in connection with loans, nor does
QuoteMatch, LLC issue commitments or lock-in agreements. QuoteMatch,
LLC is not an agent of you, the consumer, or any participating bank,
Lender or loan broker (all of these hereinafter referred to as
"Lenders"). QuoteMatch, LLC's services are administrative only.
Consumers, brokers and Lenders should rely on their own judgment in
deciding which available loan product best suits their needs and
financial means. Consumers are not charged a fee to use QuoteMatch, LLC
services. QuoteMatch, LLC receives its compensation from the Lenders
for the goods, facilities and services actually provided by QuoteMatch,
LLC. The loan quote request a consumer submits to QuoteMatch, LLC is
NOT an application for credit or loan application. Rather, it is a
request for a loan quotation. QuoteMatch, LLC does not request, obtain
or review consumer credit history reports as part of our services. QuoteMatch, LLC does not endorse, warrant or guarantee services or products of any Lender or broker and does not guarantee and makes no representations of any rates, points and loan programs posted by advertising Lenders and brokers. If you submit an inquiry form to a Lender or broker that advertises with QuoteMatch, LLC, your information remains between you and that Lender or broker. You are under no obligation to use QuoteMatch, LLC to commence the financing process and QuoteMatch, LLC does not guarantee that completing a loan quote request will result in your receipt of a loan from a Lender. All information is subject to change without notice. Federal Disclosures Your loan quote request will be forwarded to Lenders through QuoteMatch, LLC, and these Lenders may make certain disclosures to you. These disclosures, which are required by the Truth in Lending Act (TILA), the Real Estate Settlement Procedures Act (RESPA), and certain other federal and state laws, include details of your cost of credit; good faith estimates of your settlement costs; HUD mandated booklets "Guide to Settlement Costs" and/or "When your Home is on the Line"; notices concerning the possibility that your mortgage loan servicing may be transferred; and your right to a copy of any appraisal, if any, performed on your home. The Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract), because all or part of the applicant's income derives from any public assistance program, or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580. QuoteMatch, LLC shall not be responsible or liable for any products, services, information or other materials displayed, purchased, or obtained as a result of any information offered in or results of any kind obtained in connection with this web site, including, without limitation, any agent referrals, loan recommendations, application, approval, pre-qualification, loan or interest rate analysis. Nothing on this website contains an offer, promise or otherwise, either to make a specific loan or that any participating Lender or broker will make any loan for any purpose or any specific terms. In no event shall QuoteMatch, LLC be liable to anyone for any delays, inaccuracies, errors or omissions with respect to the information or the transmission or delivery of all or any part thereof, for any damage arising therefrom or occasioned thereby, or for the results obtained from the use of the information. The entire risk as to the accuracy, adequacy, completeness, currentness, validity and quality of any information is with the user. State Licenses and Required Disclosures Arizona Arizona Mortgage Broker License Number MB-0907861 Arizona Mortgage Broker Branch License Number MBBR-0110779 Arkansas Arkansas Mortgage Broker License Number 23943 California California Finance Lender License Number 603 B396 QuoteMatch, Inc. is a licensed Real Estate Broker, License Number 01773721, California Department of Real Estate. (916.227.0931) QuoteMatch, LLC (858)587.7100 THE HOUSING FINANCIAL DISCRIMINATION ACT OF 1977-FAIR LENDING NOTICE It is illegal to discriminate in the provisions of or in the availability of financial assistance because of the consideration of: 1. Trends, characteristics or conditions in the neighborhood or geographic area surrounding a housing accommodation, unless the financial institution can demonstrate in the particular case that such consideration is required to avoid an unsafe and unsound business practice; or 2. It is illegal to consider the racial, ethnic, religious or national origin composition of a neighborhood or geographic area surrounding a housing accommodation or whether or not such composition is undergoing change, or is expected to undergo change, in appraising a housing accommodation or in determining whether or not, or under what terms and conditions, to provide financial assistance. These provisions govern financial assistance for the purpose of the purchase, construction, rehabilitation or refinancing of a one-to-four unit family residence occupied by the owner and for the If you have any questions about your rights, or if you wish to file a complaint, contact the management of this financial institution or the agency noted below: California Department of Real Estate 1350 Front Street, Suite 3064 San Diego, CA 92101-3687 Department of Corporations 1350 Front St., Room 2034 San Diego, CA 92101-3697 By submitting your loan quote request, you acknowledge receipt of this notice. If your inquiry is forwarded to a Lender which results in the Lender making you a loan offer, within three days from the completion of the application you should receive a written disclosure statement containing all of the pertinent terms and fees associated with the loan. Connecticut First Mortgage Broker License Number 15987 Second Mortgage Broker License Number 15989 QuoteMatch, LLC is a BROKER ONLY, NOT A LENDER. Florida Florida Correspondent Lender License Number CL 0700136 Georgia Georgia Mortgage Broker License Number 20778 QuoteMatch, LLC Corporate Headquarters 9950 Summers Ridge Road, Suite 160 San Diego, California 92121 Illinois Illinois Residential Mortgage Broker License Number MB6759983 QuoteMatch, LLC, is a California limited liability company headquartered at 9950 Summers Ridge Road, Suite 160, San Diego, California 92121. QuoteMatch, LLC is a broker and not a Lender. QuoteMatch, LLC does not make loans, nor does it provide funding for mortgage loans. If a consumer’s loan quote request is forwarded to Lender, the Lender may provide the consumer a Borrower Information Document pursuant to the Illinois Residential Mortgage License Act of 1987. This document is to contain and/or describe all the materials and exhibits the consumer will receive in connection with the consumer’s loan application. Kansas Kansas Mortgage Company License Number 2005-4925 (QuoteMatch, LLC) Kansas Loan Originator Registration Number 11719-05 (David Lee Schneider) QuoteMatch, LLC is a mortgage business registered with the Kansas Office of the State Bank Commissioner in accordance with the laws of the State of Kansas. This registration does not represent an endorsement or recommendation of the registrant’s products or services by the Office of the State Bank Commissioner. As a consumer, you may submit a complaint or inquiry about this mortgage business by delivering a written statement to the Office of the State Bank Commissioner, 700 Jackson, Suite 300, Topeka, KS 66603. Maine Loan Broker License Number CS07727 QuoteMatch, LLC Corporate Headquarters 9950 Summers Ridge Road, Suite 160 San Diego, California 92121 By submitting a request for a loan quote you authorize potential Lenders to request and review your consumer credit report. NOTICE TO CONSUMER: Do not sign this agreement before you read it. You are entitled to a copy of this agreement. Please retain a copy of this agreement for your records. This agreement is deemed accepted as of the date that you submit your request for a quote to QuoteMatch, LLC. QuoteMatch, LLC does not accept loan applications from consumers. QuoteMatch, LLC matches consumers with Lenders based in the information submitted by the consumer in the loan quote request form. Once a request for a quote is submitted by the consumer to QuoteMatch, LLC, QuoteMatch, LLC will forward the consumer information to Lender and the Lender will contact the consumer directly. QuoteMatch, LLC does not contact consumers directly to arrange loan applications. QuoteMatch, LLC does not charge the consumer a fee for loan quote requests, however, QuoteMatch, LLC does receive a flat fee from the Lender. You may, however, be charged a fee from a Lender to which you were matched under the terms of a loan. The amount of the fee will be determined by the potential Lender. Any documentation you receive from the Lender should contain information regarding the refund of any fees. QuoteMatch, LLC does not make credit or mortgage loan decisions. QuoteMatch, LLC does not control the rate of interest and fees charged by a matched Lender. A surety bond is on file with the State of Maine. If you have a claim against QuoteMatch, LLC that cannot be resolved through informal means, you may institute an action to recover your loss from that bond by filing a written complaint with the Director, Office of Consumer Credit Regulation, 35 State House Station, Augusta, Maine 04333-0035. Maryland QuoteMatch, LLC operates in Maryland under an exemption from licensing. Massachusetts MORTGAGE BROKER DISCLOSURES REQUIRED BY THE ATTORNEY GENERAL'S CONSUMER PROTECTION REGULATIONS If your quote request is forwarded
to a Lender, please be advised that under Massachusetts General
Law: (1) The responsibility of the attorney for the mortgagee is
to protect the interest of the mortgagee; (2) Mortgagors may, at
their own expense, engage an attorney of their selection to represent
their interests in the transaction.
QuoteMatch, LLC 9950 Summers Ridge Road, Suite 160 San Diego, California 92121 Massachusetts Mortgage Broker License Number MB 4312 We are a Mortgage Broker. We do not make mortgage loans. We cannot guarantee acceptance into any particular loan program or promise you any specific loan terms or conditions. We are not charging you a fee to arrange a mortgage loan from a mortgage Lender. We will receive a fee from any Lender that you are matched with based on your quote request. You may be required to pay an application fee and fees for other services from potential Lenders. The Lender will provide you with fee refund information. QuoteMatch, LLC does not charge the consumer a fee for loan quote requests, however, QuoteMatch, LLC does receive a flat fee from the Lender. Based upon the information you have given us, we may be able to match you to a Lender who may be able to obtain a mortgage loan for you in the amount, with an interest rate and at an Annual Percentage Rate ("APR") with a monthly payment and number of payments as you requested. We will perform the following services for you: QuoteMatch, LLC will match you with Lenders based on the information submitted by you in the loan quote request form. Once a request for a quote is submitted by you to QuoteMatch, LLC, QuoteMatch, LLC will forward the consumer information to a Lender and the Lender will contact you directly. Michigan Michigan First Mortgage Licensee License Number FL0012061 Michigan Second Mortgage Registrant License Number SR0012062 Minnesota Minnesota Mortgage Originator License Number MN-20572534 QUOTEMATCH, LLC IS NOT ACTING AS YOUR AGENT IN CONNECTION WITH OBTAINING A RESIDENTIAL MORTGAGE LOAN. WHILE WE SEEK TO ASSIST YOU IN MEETING YOUR FINANCIAL NEEDS, WE CANNOT GUARANTEE THE LOWEST OR BEST TERMS AVAILABLE IN THE MARKET. Mississippi Mississippi Mortgage Company Broker License Number 130/2008 (QuoteMatch, LLC) Mississippi Loan Originator License Number 348/2008 (David L. Schneider) Montana Montana Consumer Loan License 983 New Mexico New Mexico Mortgage Lender License Number 02383 North Dakota North Dakota Money Broker License Number MB101247 NOTICE: MONEY BROKERS ARE LICENSED AND REGULATED BY THE DEPARTMENT OF BANKING AND FINANCIAL INSTITUTIONS, 2000 SCHAFER STREET, SUITE G, BISMARK, NORTH DAKOTA 58501-1204. THE DEPARTMENT OF BANKING AND FINANCIAL INSTITUTIONS HAS NOT PASSED ON THE MERITS OF THE CONTRACT AND LICENSING DOES NOT CONSTITUTE AN APPROVAL OF THE TERMS OR OF THE BROKER’S ABILITY TO ARRANGE ANY LOAN, COMPLAINTS REGARDING THE SERVICES OF MONEY BROKERS SHOULD BE DIRECTED TO THE DEPARTMENT OF BANKING AND FINANCIAL INSTITUTIONS. If your loan quote request is forwarded to one or more Lenders, you may receive from the Lenders detailed information about your loan, including the loan amount, interest rate, any points, fees or other terms. Oklahoma Oklahoma Supervised Lender License Number SL006248 Oregon Oregon Mortgage Lender License Number ML-3630 South Dakota South Dakota Mortgage Broker License Number 1139 Tennessee Tennessee Mortgage Company License Number 3122 Texas Texas Regulated Loan License Number 47001 QuoteMatch, LLC, will assist you in locating a Lender by forwarding your inquiry to several Lenders who may or may not chose to make you a loan offer. QuoteMatch, LLC will not be making the loan to you. While QuoteMatch, LLC will seek to meet your needs while performing the above services, the services are consultative only. QuoteMatch, LLC is an independent contractor and you should rely on your own judgment in deciding which available loan product best suits your needs and financial means. You must not rely on QuoteMatch, LLC to select a product for you. QuoteMatch, LLC does not charge a fee for its service to you. QuoteMatch, LLC will, however, receive a fee from Lenders to which it will forward your information. If you have a complaint against QuoteMatch, LLC that cannot be resolved through informal means, you file a signed written complaint with the Director, Office of Consumer Credit Regulation, 35 State House Station, Augusta, Maine 04333-0035. Vermont Vermont Mortgage Broker License Number 0677MB (QuoteMatch, LLC) Vermont Mortgage Broker License Number 677.1 (David L. Schneider) 1. QuoteMatch, LLC, acting in a brokerage capacity will provide the following services in assisting you to secure financing for the property based on which you requested a loan quote: we will assist you in locating a Lender by forwarding your quote request to several Lenders who may or may not chose to make you a loan offer. QuoteMatch, LLC will not be making the loan to you. 2. QuoteMatch, LLC will seek to meet your needs while performing the above services. The services are consultative only. You should rely on your own judgment in deciding which available loan product best suits your needs and financial means. You must not rely on QuoteMatch, LLC to select a product for you. 3. QuoteMatch, LLC does not charge a fee for its service to you. QuoteMatch, LLC will, however, receive a fee from Lenders to which it will forward your information. If you are matched with a Lender, it may charge you a fee, the terms of which will be provided to you by the Lender. Please see the terms provided by the Lender for refund information. 4. By submitting a inquiry through QuoteMatch, LLC, you and QuoteMatch, LLC agree to the above terms and conditions. You authorize the release of all information required by QuoteMatch, LLC and any potential Lender relating to the disposition and status of the inquiry form, including but not limited to the request and review of your consumer credit report. If your consumer credit report was requested and reviewed you may contact the Lender to obtain the name and address of the reporting agency. Virginia Virginia Mortgage Broker License Number MB-3141 Washington Washington Mortgage Broker License Number 510-MB 31053 Wyoming Wyoming Supervised Lender License Number SL-2323 QUOTEMATCH, LLC’S RESIDENTIAL MORTGAGE SERVICES ARE AVAILABE TO PERSONS LOCATED WITHIN THE FOLLOWING STATES: HAWAII, INDIANA, MISSOURI, NEW HAMPSHIRE, NEW JERSEY, NEW YORK, NORTH CAROLINA, OHIO, PENNSYLVANIA, SOUTH CAROLINA, UTAH, AND WISCONSIN THROUGH HOUSETECH. QUOTEMATCH, LLC’S RESIDENTIAL MORTGAGE SERVICES ARE NOT AVAILABE TO PERSONS LOCATED WITHIN THE FOLLOWING STATES: NEVADA, RHODE ISLAND AND WASHINGTON DC. |
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